Dating someone with poor finances

Posted by / 13-Nov-2016 15:48

Bad credit can cause a bevy of problems – the inability to obtain a loan, higher interest rates on loans you do receive, higher insurance premiums and even difficulty finding a job in certain industries.

There’s now a new problem to add to this list – difficulty finding a date.

Of course, the devil’s advocate answer to this situation is that she should have had a six-month emergency fund in place.

Unfortunately, only about 1 in 4 Americans have six-months of savings set aside.

If I stay with him, I can totally see a life where I’m bringing home the bacon while he’s the stay-at-home dad …

which might be nice for some women, but that is NOT the life for me.

However, I regret moving in with him a year ago not because I don’t love him, but because I’m not sure he can give me the type of life I want. However, now I’m way above him in salary and I’m also going back to school for my Masters (I’ve always been an over-achiever). He lost his previous job and his current job pays barely enough to cover his minimum monthly expenses!

When you’re getting involved with someone, money isn’t always the first thing that comes to mind.

Many months ago, one of my posts about how financially secure people eat leftovers turned up on another message board that I frequent.

That board has nothing to do with finance, but the poster came across my article when she was trying to figure out whether the guy her daughter was dating was bad news. You just never know how or when your stuff is going to turn up.) Apparently, the boyfriend in question had almost no money, a crummy job, a lot of loans, and a rat hole apartment, yet he refused the daughter’s gift of some leftover soup that her mother had made.

He said, “I don’t eat leftovers.” The frugal-minded daughter was taken aback, thinking it strange that a guy with no money would turn down a free homemade meal, but she was prepared to let it go, chalking it up to the way he was likely raised.

The mother, on the other hand (and a whole bunch of people who posted on that thread) thought that the daughter needed to dump this guy immediately because his refusal to eat leftovers probably pointed to someone with poor money management skills (especially when added to his large loans, crummy job, and rat hole apartment).

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If I were still in the dating pool, then I’d be more concerned about current financial habits than the mistakes of the past. H., was one of a handful of people interviewed for a feature on dating and credit.